Fred Harteis News Articles - LIKE MANY NEW YEAR'S resolutions, sticking to a budget is extremely difficult. In fact, even just a few weeks into the new year, you can easily find yourself going off-course. That's why it's important to be realistic about the expenses you expect to incur.
Ideally, you should begin the year with an annual budget -- consider this the master plan -- and then, as the year progresses, draw up a budget for each month before the previous one ends, says Judy Lawrence, author of "The Budget Kit." That way, ... more »