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View Article  Fred Harteis News Articles- Getting the right home insurance

Fred Harteis News Articles - If the wildfires in Florida have you thinking about whether you have enough insurance for your home, here are some top tips on how you can protect your home when disaster strikes.

 

1. Be prepared

The National Association of Insurance Commissioners (NAIC) found that nearly half of people - 48% - said they did not have an inventory of their possessions. And almost 60% of people didn't have receipts that showed the cost of their items.

 

About 28% did not know which type of coverage they purchased, whether ...   more »

View Article  Fred Harteis News Articles - Top 5 Credit Score Mistakes

Fred Harteis News Articles - EVERYONE MAKES MISTAKES, but those that hurt your credit score should be avoided at all cost.

 

All it takes is one little drop in your credit rating to spark a surge of lender notifications about higher interest rates, lower credit limits and denied applications. Fair Isaac's FICO score, which most lenders use, rates consumers' creditworthiness on a scale of 300 to 850 -- 850 being a perfect score. To avoid falling from grace, make sure not to make any one of these five mistakes.

 

1. Missing a Payment ...   more »

View Article  Fred Harteis News Articles - Are You a Right- or Left-Brain Thinker?

Fred Harteis News Articles - Are you genius at certain jobs but feel like a half-wit when trying to complete other types of work? The two sides of the brain each have distinct preferences and capabilities, and your strong suits and weaknesses are frequently based upon the side of your brain that is dominant. Take this quiz to find out whether or not you are a right or left brain thinker and check out the career choices that correlate.

 

 

1. Are you better at math and science than art and literature?

YES – ...   more »

View Article  Fred Harteis News Articles - Managing Your Career in a Fierce Job Market

Fred Harteis News Articles - We're hearing job loss reports almost non-stop these days -- from Congress, presidential candidates, the Federal Reserve chairman and business experts. The economy lost approximately 160,000 jobs in the first quarter of 2008. But how does that translate to you?

 

"In the next three months, employers anticipate marginal change in their hiring pace. While some industries are experiencing a contraction in employment levels, areas such as information technology, health care, professional and business services and sales continue to add full-time jobs."

 

In the latest Job Forecast from CareerBuilder.com ...   more »

View Article  Fred Harteis News Articles -Taking the pain out of your commute

Fred Harteis News Articles - Who really enjoys commuting? With record high gas prices, impatient drivers and clogged highways it can be a daunting task just getting to work.

 

The average commute time nationwide is 25 minutes. Here's a look at some tools that can make your morning ride just a little bit easier.

 

1: Get your incentives

More and more employers are compensating employees who car pool or take mass transit to work. Some companies are giving away preferred or reduced cost parking spaces or hosting reward programs like raffle drawings for ...   more »