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View Article  Fred Harteis Business News-OMG! Text message charges soar

Fred Harteis News Articles - Texting your boss that you'll "brb" (be right back) can save a lot of time and energy, but chances are it won't save you money.

 

Although teenagers have been driving the trend, nearly everyone is texting (also known as SMS, or "short message service"). According to Forrester Research, now more than one-third of all cell phone subscribers are on board with "txt" - and sending almost a billion messages each day.

 

But that convenience comes at a price. If you don't shell out for a texting package, which ...   more »

View Article  Harteis Biznet News Articles - Getting a home energy audit

Fred Harteis News Articles - Winter heating bills are going to be even more brutal than the government projected, according to a new report. The average household will pay $986 in heating costs this winter. This is up almost 11 percent from last season, according to the Energy Information Administration. To prevent skyrocketing bills, invest in an energy audit. We'll tell you how.

 

An audit assesses how much energy your home uses and evaluates how you can make your home more efficient. You can slash your heating bill by up to 40 percent.

 

1: DIY energy audit

First, make a list of the places in your home where you feel a draft. Cutting these drafts could save you up to 30 percent a year, according to the Department of Energy.

 

Check for indoor air leaks at junctures of the walls and ceilings, the edge of your flooring, electrical outlets, window and door frames and baseboards. You can usually seal these leaks by caulking or weather stripping them. It's definitely a good weekend project.

 

On the outside of your house, inspect the areas where different building materials meet. We're talking about the place where the foundation and the bottom of the exterior brick meets. Look for cracks in the siding or foundation. And make sure to caulk any holes for faucets, pipes or electric outlets.

 

And of course make sure you check your furnace and replace the filter as needed. The Department of Energy has a guide for consumers who want to know more. That Web site is http://www.eere.energy.gov.

 

2: Go pro

If you're dreading your heating bills this winter, you've lived in your house for at least a year and you want to make sure your home is as energy efficient as possible, you may consider hiring a pro.

 

It doesn't come cheap. Costs can range from $300-$700 for an audit, according to Matt Dean of the Association for Energy Affordability. But you'll generally get more savings. And you won't need another audit for another 15 to 20 years.

 

Before the auditor comes to your house, make a list of problem spots in your home and have copies of your home's energy bills. Some of the tests the auditor will perform include: a blower door test to determine how airtight your home is, a thermographic scan - this detects air leaks and moisture problems in your home, a combustion safety test for your heating system, plus an insulation, lighting and appliance survey.

 

3: Ask your utility company

Check with your utility company first. Some companies even provide free audits. Or the company may recommend local auditors. Your state energy or weatherization office may also help you find a local company or organization that performs audits.

 

You can also go to energystar.gov. There you will find a list of home energy raters in your area. November is one of the busiest months for auditors. You may have to wait a month or two to even schedule an appointment.

 

4: Grab your tax credits

Remember, if you do replace your windows or add insulation to your home, you'll be eligible for tax credits of up to $500. You won't be able to get these credits after Dec. 31st this year. 

 

Source; Cnn.com

 

About Fred Harteis: Fred Harteis leads Harteis International.   Fred Harteis has a background in agriculture and has created many successful business ventures.

 

 

 

 

View Article  Fred Harteis News Articles - Worst Jobs in America

Fred Harteis News Articles  - Think your job stinks? Try being a model. Last year, models made a median hourly wage of $11.22, according to the Bureau of Labor Statistics, a bit less than twice the minimum wage of $5.85. Not so glamorous.

 

How do other jobs stack up? Click forward to see the top 10 worst jobs in today.

 

No. 10: Motion Picture Projectionists

Concentration of bad jobs:

78.1 percent

It may be fun to see the newest movies for free, but not dozens of times in a row. The pay ...   more »

View Article  Fred Harteis News Articles- Saving money at the pump

Fred Harteis News Articles -  Gasoline prices have lagged far behind the run-up in oil prices, but that's starting to change. Here are some tips on how to save at the pump.

 

1: Invest in gas rebate cards

These cards can save you 3 - 5 percent on your gas purchases. Consider this: if you save $.05 cents on every dollar you spend and gas is at $3.00 a gallon, in reality, you'll be paying $2.85 a gallon. "It's no gimmick," says Curtis Arnold of Cardratings.com.

 

Here's what you need to look ...   more »

View Article  Harteis Biznet Health News - Too much, too little sleep tied to ill health in CDC study

Fred Harteis Health News- People who sleep fewer than six hours a night — or more than nine — are more likely to be obese, according to a new government study that is one of the largest to show a link between irregular sleep and big bellies.

 

The study also linked light sleepers to higher smoking rates, less physical activity and more alcohol use.

 

The research adds weight to a stream of studies that have found obesity and other health problems in those who don't get proper shuteye, said Dr. Ron Kramer, a ...   more »